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Common examples include: Kitchen and cooking fires - if a stovetop fire damages your cookware, dishes or nearby items Electrical fires - from faulty wiring or malfunctioning appliances you own Heating accidents - furnace malfunctions or even candles left unattended that damage your belongings Fires caused by children or pets - if kids or animals accidentally start a fire Wildfires - damage to your belongings during a wildfire, including evacuation expenses in mandatory evacuation zones Lightning strikes - if lightning hits your building and damages your personal property Chimney fires - damage to your belongings from a chimney fire Arson by a third party - if someone else intentionally sets fire to the property Vehicle fires - damage to personal items stored in your car Storage unit fires - coverage for items in storage, typically up to 10% of your policy limit Whether it's smoke damage to your clothing or a total loss from a kitchen fire, your policy can help protect the things you own

If you need to repaint yellowed walls or ceilings and want a stain-free result, it is important to know that you cannot just paint over them with any ordinary wall paint

And I was young and fearless and trying to be cool